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Introducing  Free-To-Go sm

Free-To-Go  is available with any Access America travel protection That includes Trip Cancellation/Interruption coverage. The policy must be purchased within 14 days of initial trip payment?1

Freedom to travel2

If a Terrorist Incident occurs in a U.S. city to which you are scheduled to arrive within 30 days, you can rebook your trip, and we will reimburse you for the published penalty or change fees that you must pay up to the amount of coverage purchased for your original trip. Your rebooked trip must begin within 30 days of your original trip departure date and you must notify us before you change your travel plans.

Freedom from extra expenses3

We will pay reasonable, additional accommodation and traveling expenses up to a maximum of $1,OOO if you become stranded for 6 hours or morels a direct result of a Terrorist Incident in a U.S. city,

Freedom to return home4

If a Terrorist Incident occurs in the U.S. city where you usually reside and you're away from home, we'll pay, on a one-time basis, up to $1,000 for reasonable, additional travel expenses if you decide to return home immediately (within 3 days of the Terrorist Incident).

Freedom from worry

We're there when you need us 24 hours a day, 7 days a week, accessible by toll-free phone and email. Our service specialists are there to:

Bullet Help keep in touch with your family and employer to keep them informed of your whereabouts
Bullet Work with your travel agent to provide you with transportation and accommodation alternatives should your travel plans become affected.
Bullet Help you gain access to emergency cash transfers.
Bullet Help you get in touch with people able to check on your home and loved ones so that you can continue your trip with peace of mind.

Benefits are subject to change without notice. Contact Access America at 1-800-284-8300 for more information.

Effective 11/5/01

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Access America's
List of Covered Suppliers
Updated on December 17,2001

IMPORTANT NOTICE

The following airlines, cruise lines and tour operators are "Covered Suppliers" for the purpose of determining eligibility for full financial default coverage. In the event of a financial default, to be eligible for the full amount indicated under Trip Cancellation/Interruption in your Confirmation Letter:

1. your travel supplier must be listed as a "Covered Supplier" on the policy effective date; and

2. you must have purchased a travel insurance policy (with trip cancellation and interruption coverage) within 14 days of your initial trip payment. If your travel supplier is not listed below, or you did not purchase your insurance policy within 14 days of your initial trip payment, the maximum benefit payable for financial default is $50.

All other terms and conditions of your Certificate of Insurance apply. This list represents the complete list of suppliers as of today and is subject to change at any time. This list is not intended to be and should not be relied upon as a statement about or judgment of any travel supplier.

Airlines
American
American Transair
Continental
Delta
Jetblue Airways Corporation
Midwest Express
Northwest
Southwest
United
US Airways
Cruise Lines
American Canadian Caribbean Line
American Safari Cruises
American West Steamboat Company
Carnival Cruise Lines
Celebrity Cruises
Clipper Cruise Line
Costa Cruises
Cruise West
Crystal Cruises
Cunard Line
Disney Cruise Line
Elegant Cruises and Tours
Holland America Cruise
Norwegian Coastal Voyage
Norwegian Cruise Line
Orient Cruise Lines
Peter Deilmann Europamerica Cruises Inc.
Princess Cruises
Radisson Seven Seas Cruises
Regal Cruises
Royal Caribbean International
Seaboum Cruise Line
Silversea Cruises Ltd.
Star Clippers
Uniworld
Windstar Cruises
World Explorer Cruises
Tour Operators
Abercrombie and Kent, Inc.
Absolute Asia
Adventure Center
Adventure Tours USA
Aero/Mexico Vacations
African Portfolio, Inc.
African Travel Inc.
America West Vacations
American Airlines Vacations
American Orient Express
American Tours International (ATI)
Amtour Vacations, Inc.
Amtrak Vacations
Apple Vacations
Aqua Dreams Travel
ATS Tours
Australian Pacific Touring
Autoventure
Avanti Destinations
Backroads
Big Five Tours & Expeditions
Blue Sky Tours
Branson Vacation Tours
Brendan Tours
Brennan Tours
Brian Moore International Tours, Inc.
California Parlor Car
Caravan Tours
Celtic International Tours
Central Holidays
Certified Vacations Group
China Travel Service
CIE Tours International
CIT Tours Corp.
City Escape Holidays
Classic Custom Vacations
Collette Vacations
Contiki Holidays
Continental Airlines Vacations
Country Walkers, Inc.
Delta Vacations
DER Travel Service
Donatello Tours
Down Under Answers
Downunder Direct
Eco Tours Expeditions, Inc.
European Soujoums, LTD
Eurovacations.com
Far and Wide
Funjet Vacations
Future Vacations
Gadabout Tours
Gate 1 International Travel

General Tours
Geographic Expeditions
Globus and Cosmos
Gogo Worldwide Vacations
Golf Destinations
Grand Canyon Railway
Grand European Tours
Grand Expeditions, Inc.
Grand Slam Tennis Tours
GWV International
Happytours Vacations
Hawaii World
High Country Passage, Inc.
HMHF Fun Vacations
Holland America Tours
Image Tours, Inc.
In Quest of the Classics
Insight Vacations
Inter Island Tours
Intercontinental Travel Company (ITC)
International Expeditions, Inc.
International Lifestyles, Inc.
Intrav
Islands in the Sun
Isram World of Travel
1ST Cultural Tours
ITS Tours
Japan and Orient Tours
Journeys Unlimited, Inc.
Keith Prowse America Ltd.
Koala Tours
Lindblad Expeditions, Inc.
Lion World Travel
Magic Carpet Vacations
Maupintour, Inc.
Mayflower Tours
Mexico Unlimited, Inc.
MexSeaSun
MGM Mirage Resort Vacations
MLT Vacations
Mountain Travel Sobek
Mountain Vacations
Northwest Airlines World Vacations
Olivia Cruises and Resorts
Pacific Bestour
Pacific Delight Tours, Inc.
Pacific Gateway
Park East
Perillo Tours, Inc.
Petrabax West
Pleasant Holidays
Pleasure Break Vacations
Princess Tours
Prism Holidays
Qantas Vacations
Rail Europe
Regina Tours
RSVP Vacations
Runaway Tours
Southwest Airline Vacations
Spanish Heritage Tours
Sports Empire Inc.
Sunny Land Tours, Inc.
Swain Africa Tours
Swain Australia Tours
Tahiti Legends
Tauck Tours
TBI Tours
TCS Expeditions
The Moorings
TNT Vacations
Tourlite International, Inc.
Town and Country Tours
Trafalgar Tours
Transglobal Vacations
TRAVCOA
Travel Bound, Inc.
Travel Connections
Travel Impressions, Ltd.
United Vacations
Universal Studios Vacations
US Airways Vacations
Viking River Cruises
Voyagers International
Walt Disney Travel Company
Western Leisure Inc
Wide World of Golf
Wildland Adventures
Williams & Hall Wilderness Guides and Outfitters
World Pilgrim Tours
Ya'lla Tours USA Inc.
Zeus Tours

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AccessAmerica
Travel Protection Products

1 Coverage is excluded for cities in which a Terrorist Incident has occurred within 30 days prior to purchase of insurance; for cities in which large, multi-day public events attended by more than 50,000 people (e.g., Olympics) are taking place during any portion of your trip; and for Terrorist Incidents involving biological, chemical, or nuclear agents. Benefits payable under this program are not payable under any other applicable Access America policy coverage's.

Terrorist Incident means an act of violence that results in loss of life or major property damage, by any person acting on behalf of or in connection with any organization that intends to overthrow or influence the control of any government, and which is declared as such by the U.S. State Department or other appropriate U.S. government agency. Terrorist Incident does not include general civil protests, unrest, rioting, or acts of war.

2 The U.S. city in which the Terrorist Incident occurs must be the final destination of your insured trip, or the U.S. city from which your cruise was scheduled to embark. Your travel supplier must not have offered a substitute itinerary and your new trip cost must be at least as much as your original trip cost. Coverage is secondary to any form of compensation you may receive from any other sources. When you return from your trip and file your claim, you must provide proof of having paid for and completed your new trip.

3 Prepaid expenses are not covered. Payments will not exceed $200 per person per day.

4 Prepaid expenses are not covered.

IMPORTANT NOTICE REGARDING SUPPLIER DEFAULT COVERAGE

Please note that we have made the following changes to our Trip Cancellation/Interruption coverage:

If you purchased your insurance within 14 days of your initial trip payment date and your travel supplier is listed as a covered supplier in your Confirmation Letter, the program will cover you for Financial Default of that supplier up to the amount Indicated in your Confirmation Letter. In all other instances coverage for Default is limited to $50. For a current list of covered suppliers, refer to www.accessamerica.com, or call 1-800-284-8300.

All conditions and restrictions included in the Certificate of Insurance apply unless otherwise specified above.

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